Cedar Mill Mortgage is a full-service broker matching Georgia and Florida buyers with the right loan from dozens of programs. No pressure, no surprises, and we never pull your credit without talking to you first.
Established
States Served
Dozens of Lenders
BBB Member
#150712
Because we are a broker and not a single bank, we shop your loan across many lenders to find the program and pricing that fit your situation. Here is where most clients start.
Competitive fixed and adjustable loans for buyers with solid credit and as little as 3% down.
Flexible credit guidelines and down payments as low as 3.5%. A favorite for first-time buyers.
Zero-down home loans for Veterans, active-duty service members, and eligible spouses.
Zero-down financing for eligible homes in rural and many suburban areas of Georgia and Florida.
Financing above conforming limits for higher-value homes, with options for strong borrowers.
Lower your rate, change your term, or tap equity with a cash-out refinance.
Buy or refinance and roll improvement costs into one loan, up to 110% of the after-improved value.
Non-QM options for self-employed borrowers and real estate investors.
Low-down-payment programs and plain-English guidance for your very first home.
Tap your home equity with a flexible line of credit.
A bank can only offer you the products on its own shelf. As a broker, Cedar Mill Mortgage shops your loan across a wide network of lenders and brings back the options that actually fit. For nearly three decades, families across Georgia and Florida have come back to us, and sent their friends, for one reason: we tell the truth.
Our job is to make the most complicated purchase of your life feel simple.
A quick, no-pressure conversation about your goals and your numbers. No credit pull until you say so.
We verify the basics and hand you a pre-approval letter that makes your offer stronger.
We compare programs and pricing across our lender network and walk you through the best fits.
We manage the details and the deadlines so you get to the closing table without the drama.
From metro Atlanta to North Georgia and beyond. Our home office is in Woodstock and we lend statewide.
Coast to coast across the Sunshine State, including primary homes, second homes, and investment properties.
A sample of what Georgia and Florida homeowners have told us over the years.
Bain made my first-time home buying experience very smooth, easy and memorable.
We have had a lot of loans. This one was the best. Very courteous and efficient.
People just need to know you can get lower payments at Cedar Mill Mortgage, the right place to call.
Start your application online in minutes, or call and talk to a real loan officer. No credit pull until you are ready.
