Our Team

The people behind your loan.

A small, experienced team that answers the phone and stays with you from the first question to the closing table.

Meet the Team

Experienced, local, and on your side.

Every loan officer here is a real person you can call. Individual NMLS numbers are listed below for your verification.

Robert “Bain” Ayres, Jr.

Founder & President

NMLS #15135

Melissa K. Ayres

Office Manager

Pamela A. Deese

Sr. Loan Officer

NMLS #22109

Robert “Trey” Ayres III

Mortgage Loan Originator

NMLS #2243946

Bob Hester

Mortgage Loan Originator

NMLS #169754

Jim Hinden

Mortgage Loan Originator

NMLS #166815

Tavaris Arrington

Realtor / Mortgage Loan Originator

NMLS #2324191

Founder

Robert “Bain” Ayres, Jr.

Bain founded Cedar Mill Mortgage in 1996 and brings more than 27 years of financial experience to every client. A graduate of Rollins College and the University of North Carolina at Chapel Hill’s Kenan-Flagler AFSA Management Development Program, he built the firm on undivided attention and straight talk.

Financing a home is one of the largest financial and emotional decisions you will make. Bain’s philosophy is simple: keep every client informed and educated at each step, and you keep them for life.

Find your person and get started.

Call the office and we will connect you with the right loan officer for your situation.