Florida Mortgages

Home loans across Florida.

Buying a primary home, a second home, or an investment property in the Sunshine State? Cedar Mill Mortgage is licensed in Florida and ready to help.

Licensed in Florida

Georgia roots, Florida know-how.

Cedar Mill Mortgage holds a Florida Mortgage Lender/Broker license (#MBR5756) and finances homes across the state. Florida buyers come to us for the same honest guidance and broad lender network our Georgia clients have trusted since 1996.

Florida has its own rhythm, with second homes, condos, coastal properties, and a strong investor market. As a broker, we match each of those situations to the right program, including jumbo and DSCR investor loans.

Florida mortgage broker
Where We Lend

Florida markets we serve.

We lend statewide across Florida. A few of the markets we work in:

Popular in Florida

Loans Florida buyers ask about most.

Jumbo

For higher-value coastal and metro homes.

DSCR Investor

Qualify on the property's rent, not your income.

Second Home

Conventional financing for your place in the sun.

Questions

Florida Mortgage FAQs

We are licensed across Florida and help buyers coast to coast, including primary homes, second homes, and investment properties.

Yes. We help buyers finance primary homes, second homes, and investment properties across Florida, each with its own guidelines.

Conventional, FHA, VA, USDA, jumbo, refinance, renovation, and non-QM options. As a broker we shop your loan across many lenders.

Yes. Many of our Florida clients buy second homes or investment properties from out of state, and we handle the process by phone and online.

Yes. Eligible buyers may qualify for VA or USDA loans with zero down, and we can check eligibility for your situation and property.

Financing a home in Florida?

Reach out and we will match you with the right Florida program. Apply online or call us today.