Loan Programs

Almost every loan, all in one place.

Because Cedar Mill is a broker, we shop dozens of lenders to match you with the right program. Browse the lineup, then let us help you choose.

Purchase Loans

Buying a home

Conventional

As little as 3% down for buyers with solid credit.

FHA

3.5% down and flexible credit guidelines.

VA

Zero down for Veterans and service members.

USDA

Zero down in eligible rural and suburban areas.

Jumbo

Financing above conforming limits.

First-Time Buyer

Low-down programs and patient guidance.

Refinance & Specialty

Refinancing or something unique

Refinance

Lower your rate, change terms, or cash out.

Renovation

Finance the home and the work in one loan.

Bank Statement & DSCR

Non-QM options for the self-employed and investors.

HELOC

Tap your home equity with a flexible line of credit and pay interest only on what you use.

Not sure which loan is right for you?

That is the most common question we hear, and the easiest one to answer. Tell us about your situation and we will point you to the best fit. No pressure, no credit pull until you are ready.