Cedar Mill Mortgage operates as Ayres Financial Advisors Inc dba Cedar Mill Mortgage. We are committed to transparency and full compliance with the laws that govern mortgage lending.
We are licensed to originate residential mortgage loans in Georgia and Florida only.
Cedar Mill Mortgage is an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, age, or because income comes from a public assistance program.
Cedar Mill Mortgage strives for compliance with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing, including all federal regulations set forth in Title 12 of the Code of Federal Regulations and the guidelines promulgated and/or enforced by the U.S. Department of Housing and Urban Development, the Consumer Financial Protection Bureau, and the Federal Trade Commission.
Cedar Mill Mortgage is not affiliated with any government agency. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend or a commitment to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms, and interest rates are subject to change without notice. All fees are subject to state and federal high-cost thresholds.
Information about Cedar Mill Mortgage and our licensed loan originators is available through the Nationwide Multistate Licensing System at nmlsconsumeraccess.org.
[CLIENT INPUT NEEDED: confirm current license names/numbers and add individual loan originator NMLS IDs and any additional state disclosure language required by GA and FL.]
Contact our office and we will be glad to help.
