About Cedar Mill Mortgage

Honest mortgage advice since 1996.

We are a full-service mortgage broker serving Georgia and Florida, built on a simple idea: tell people the truth and treat their home loan like it matters.

Our Story

Nearly three decades, one principle.

Cedar Mill Mortgage was founded in 1996 as a full-service mortgage broker specializing in home loans across Georgia and Florida. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.

Whether you are buying your first home, refinancing to consolidate debt, or financing a renovation, understanding your real financial picture is where we start. We take the time to lay out every option, explain the trade-offs, and answer your questions honestly and truthfully.

What We Believe

The promises behind the wheel.

Our logo is a mill wheel for a reason. Steady, dependable, and built to keep turning for the people who rely on it.

Honesty first

We will tell you to wait, or not to refinance, when that is genuinely the better move for your family.

No surprise credit pulls

We never pull your credit without talking to you first. That is a promise, not a policy.

Education, not pressure

We explain every option and every number so you can make the decision that is right for you.

Closing on time

Once you decide to move forward, we manage the details so you close when you are supposed to.

Our Reach

Rooted in Georgia, serving two states.

Our home office sits in Woodstock, just north of Atlanta, and we lend throughout Georgia and across Florida. From metro neighborhoods to rural communities and the Florida coast, we have helped families finance homes of every kind.

That range matters. As a broker with a deep lender network, we can match the loan to the place, whether that is a downtown condo, a rural homestead, or a beachfront second home.

Aerial view of Georgia and Florida neighborhoods and coastline served by Cedar Mill Mortgage

Three decades of trust. Let's earn yours.

Talk to a real loan officer who will give you a straight answer. That is how we have kept clients coming back, and sending friends, since 1996.