Loan Programs

VA home loans for those who served.

Zero down payment, no monthly mortgage insurance, and competitive rates for Veterans, active-duty service members, and eligible surviving spouses.

The details

What you should know

Since 2020, there is no VA loan limit for borrowers with full entitlement, which means qualified Veterans can often buy higher-priced homes with no down payment. Most VA loans include a one-time funding fee, which can be financed and is waived for many Veterans with a service-connected disability. We will confirm your entitlement and fee status up front.

VA loans georgia
VA Loans

A hard-earned benefit, used right.

The VA loan is one of the strongest benefits available to those who have served. Guaranteed by the U.S. Department of Veterans Affairs, it lets eligible borrowers buy a primary home with no down payment and no monthly mortgage insurance.

We are honored to help Georgia and Florida Veterans use this benefit, and we make sure you get every advantage it offers.

The upside

Why borrowers choose it

No down payment for borrowers with full entitlement

No monthly private mortgage insurance, ever

Competitive interest rates

Limits on closing costs and a reusable benefit

Questions

VA Loans FAQs

Yes, for eligible borrowers with full entitlement there is no down payment required on a primary residence. That is the core advantage of the benefit.

It is a one-time fee that helps keep the program running. It can be rolled into the loan, and it is waived for many Veterans receiving compensation for a service-connected disability. We will tell you your exact figure.

Yes. The benefit is reusable, and you can even have more than one VA loan at a time in some situations. We will help you understand your remaining entitlement.

You earned this benefit. Let's put it to work.

We will confirm your entitlement and funding-fee status up front and make sure you get every advantage the VA loan offers.